Gearl Spicer

Gearl Spicer

Chairman of the Board, Living on the Edge, Suwanee, Georgia

Senior Pastor, One Heart Church, Norcross, Georgia

Gearl Spicer has served as a member and chairman of the board for Living on the Edge since 2007. He has also served as senior pastor for One Heart Church in Norcross, Georgia, since 2005. Gearl launched One Heart with a goal to impact the culture in the greater Atlanta area as well as around the world for Jesus Christ.

As a pastor for over 35 years, Gearl has excelled in a variety of capacities and leadership roles, including assistant to Dr. Charles Stanley, associate pastor, education program coordinator, business administrator and a minister to young adults. He’s also a noted and certified teacher/trainer and conference speaker and is knowledgeable on topics such as church growth, building development, and stewardship.

Gearl has served on several boards, including the Executive Board of Arkansas Baptist State Convention (1990-1999) and In Touch Ministries Canada (2001-2005). For the past 12 years he has volunteered in overseas missions, organizing several mission trips in the Eastern European region of Romania, Serbia, and Ukraine where his team helped train pastors to assist churches and orphans.

Gearl holds an undergraduate degree from Oklahoma Baptist University, a master’s degree in business administration from Central State University, and a doctorate degree in divinity from Carver Bible College in Atlanta, Georgia.

Gearl lives in Peachtree Corners, Georgia, with his wife, Cynthia, and has three grown children.


Charlie Germany

Charlie Germany

Treasurer, Living on the Edge, Suwanee, Georgia

Senior Vice President, Ronald Blue & Co.

Charlie Germany is the senior vice president at Ronald Blue & Company. As a certified public accountant, certified financial planner, and personal financial specialist, Charlie has a proven track record of serving high net worth clients. Charlie possesses a high quality of expertise in every area of personal finance, including estate and retirement planning, tax preparation, philanthropic counsel and sophisticated investment solutions.

Charlie began his career with the Internal Revenue Service (IRS). While with the IRS, his various job functions included revenue agent, appeals officer, and large case (publicly-held companies) revenue agent. He left the IRS in 1982 to establish his own CPA firm, which later merged with Frank Drewry to form Germany & Drewry, P.C.  This firm merged with Ronald Blue & Co. in 1990.

Charlie earned his bachelor’s of science in industrial management from the Georgia Institute of Technology.  He is a member of the Financial Planning Association, the American Institute of Certified Public Accountants, and the Georgia Society of CPAs.

Charlie is a frequent speaker on financial topics. He has been a regular guest on the national Christian radio show, Money Matters with Crown Financial Ministries, as well as other national and local radio programs. Charlie has taught financial and tax programs for various groups including professional organizations and churches.

Charlie has served as a member of the board for Living on the Edge for over five years. In addition, Charlie sits on the board of Bailey Smith Ministries and serves at One Heart Church in Atlanta as a member of the pastor’s leadership team and as treasurer. Active in his community, Charlie regularly volunteers in his church and goes on international mission trips at least once a year. Charlie and his wife, Sandra, live in Sandy Springs, Georgia. They have two adult sons and one grandchild.


Gregg Dedrick

Gregg Dedrick

Founder, Spirit Ministries

Gregg Dedrick is the founder and president of Spirit Ministries, a Louisville, Kentucky-based ministry that equips people to live a Spirit-led life and bring the kingdom of God wherever they go.

Gregg has proven himself to be a trusted business partner through his diverse experience with companies across the United States, ranging from small non-profits to the Fortune 100. Many leaders and their teams have benefited from his winning approach, considerable experience and accessible leadership style.

Gregg’s previous work experience as the past President of Kentucky Fried Chicken and the Chief People Officer of Yum! Brands -- the world’s largest restaurant corporation -- positioned him as a highly effective coach and company advisor.

A veteran of more than 20 years in the consumer and hospitality industries, Gregg understands that at the heart of every successful organization are the people who believe in it and bring it to life.

In addition to serving on the board of directors for Living on the Edge, Gregg currently serves on the board of directors for Denny’s Restaurant Corporation. He is also a partner and co-founder of Whole Strategies, an organizational consulting firm focused on business strategy and culture. Gregg holds a bachelor’s degree in business from Cornell University.

Gregg lives in Louisville, Kentucky, with his wife, Shelley, and their three daughters.


Chip Ingram

Chip Ingram

President, Living on the Edge, Suwanee, Georgia

Senior Pastor, Venture Christian Church, Los Gatos, California

Chip Ingram is the senior pastor of Venture Christian Church in Los Gatos, California, and founder of Living on the Edge.

As a pastor for over 25 years, Chip has served in a variety of churches ranging from 500 people in Texas to 5,000 in California. In 1995, he helped establish Living on the Edge as a radio ministry, which has since grown into an international discipleship ministry.

Chip’s teaching can now be heard on hundreds of radio stations and multiple television outlets worldwide, as well as the Internet. Chip has a unique ability to communicate truth and winsomely challenge believers to live out their faith every day.

Prior to serving at Living on the Edge, Chip served for five years as president of Walk Thru the Bible. Chip did his undergraduate work at West Liberty State College, and holds a master’s degree in education from West Virginia University and a master’s degree in theology from Dallas Theological Seminary.

Chip is also a best-selling author of 13 books, including Good to Great in God’s Eyes; Effective Parenting in a Defective World; Holy Ambition; Love, Sex, and Lasting Relationships; Overcoming Emotions That Destroy, Living on the Edge: Dare to Experience True Spirituality, and Spiritual Simplicity.

Chip and his wife, Theresa, live in the Los Gatos area. They have four adult children and eleven grandchildren.


A.C. Placeholder

A.C. Musgrave

Owner, Petra Chemical Co., Dallas, Texas

President, Petra Industries, Inc., St. Louis, Missouri

A.C. Musgrave is the owner of Petra Chemical Company, a manufacturer and distributer of high quality sodium hypochlorite for industrial and consumer uses. He is also the president of Petra Industries, Inc, a business that specializes in liquid blending, dry blending and packaging of products for major corporations such as Proctor and Gamble, Anheuser Busch, and Oxychem.

A.C. holds a bachelor’s degree in biology and chemistry, and a master’s degree in biology. He’s taught biology at the high school level as well as anatomy and physiology at the college level.

In addition to serving as the chairman of the board for Petra Chemical Company, A.C. has also served on the board of Mercy Ships International, a non-profit organization that brings hope and healing to the poor and marginalized by mobilizing people and resources worldwide. A.C. has served on the board of directors for Living on the Edge since its inception in 1995.

Throughout his life, A.C. has been an active volunteer in his local community and overseas. Most recently, he served on several mission trips abroad, including trips to Haiti, Zimbabwe, and Guatemala.

A.C. lives in Garden Valley, Texas, with his wife, Mary. They have five grown children.


Phil Shaffer

Phil Shaffer

Managing Director, Morgan Stanley

Institutional Consulting Director, Graystone Consulting

Phil Shaffer is a managing director of Morgan Stanley. Phil also serves as an institutional consulting director of Graystone Consulting, a business of Morgan Stanley and a national leader in providing investment-consulting advice to institutional investors, family offices and private clients.

Phil oversees the Graystone office in Columbus, Ohio, where he plays an integral role in strategic portfolio construction, asset allocation research and investment manager due diligence.

Phil has consistently been recognized as one of the most highly qualified investment consultants in the industry and was named one of “Barron’s Top 100 Financial Advisors in America” in 2011, 2012 and 2013.

Phil entered the investment field with E.F. Hutton in 1980. He is a member of the Investment Management Consultants Association (IMCA) and the Association of Professional Investment Consultants. He has received numerous industry awards and is a frequent and popular speaker at investment industry conferences.

Phil received his undergraduate degree from the College of Wooster. He holds the designation of Certified Investment Management Analyst through the IMCA certification program at the Wharton School of Business, University of Pennsylvania.

Phil and his wife, Melissa, are active members of the philanthropic community and donate significant time and energy to numerous non-profit organizations.


A.C. Placeholder

Dick Sleeper

Owner, Beverly's Fabric & Crafts Stores

Dick and his wife, Beverly, founded “Beverly’s Fabric & Crafts” in 1968. With 18 stores in operation in California, Beverly's Fabric & Crafts stores are part of the second largest privately-owned craft chains in the nation today.

Dick is a graduate of Oregon State University, and he and Beverly have been married for 65 years. They have three adult children, Don, Bob, and Trish (Sleeper) Schweene. They also have seven grandchildren, and six (soon to be seven) great grandchildren. Dick and Beverly are very active in their church, and lead regular Bible studies in their home.

Dick was instrumental in the founding of Living on the Edge and its broadcast ministry.